We hope you enjoy the new layout of our website. The content for the
site is still being developed. Check back often! Have a question? Contact
us! 314-827-4313
Current News
Consumer Protection Legislative Advocacy
A lot of action is happening in Washington that can impact all of our lives a
great deal! Learn about the bills that are being weighed
HERE, and click
HERE to contact
your representative & make your voice heard!
Recent Events
Free Consumer Rights Seminar - Tuesdays @ 6pm
Interested in learning about bankruptcy, budgeting to avoid a bankruptcy,
your rights when creditors and collectors call? Contact our office to RSVP
- 314-827-4313
A letter requesting they Cease Communications
will Stop the calls:Be sure to send via certified mail!
Your Creditors don't do all the calling:
Your creditor may have hired a debt collector to contact you.
What Can Debt Collectors Do?
Debt Collectors Can Send You Letters: Collection
Laws regulate what can be said in a collection letter
Debt Collectors Can Call You:
Collection Laws regulate what can be said during conversations and in voice
mail messages
Debt Collectors Can Get Information About You: This can include pulling your credit report and in some circumstances
calling others to find out about your location.
What Can't Debt Collectors Do?
Debt Collectors Cannot Harass You!
Debt Collectors Cannot Lie to you!
Debt Collectors Cannot Curse at You!
Debt Collectors Cannot issue a warrant for your arrest!
And remember, you cannot go to jail just because you are
behind on a few credit cards!